banking and financial services

gadens melbourne is recognised as having one of Australia’s leading banking and finance practices with in-depth transactional banking and financial services knowledge extending to involvement in a number of important legislative changes in the banking and finance arena.

The banking and financial services team is at the forefront of legislative developments and contemporary practices and procedures, and is committed to maintaining and developing knowledge about the banking and finance industry to ensure that our advice to you is accurate, practical and relevant. Our team members are actively involved in the relevant industry associations. We regularly sponsor and participate in client and industry seminars, publications and debates, and circulate legal updates on significant developments in banking and finance law.

a varied client base

The gadens melbourne team regularly advises lenders, borrowers and intermediaries, including key Australian and multinational corporates, major Australian and international banks, investment banks, the mortgage industry, private equity houses, central banks and other specialist financial institutions. In recognition of the team’s expertise, we have been appointed to the legal panels of each of the big four Australian banks.

practical solution-based advice and services

We can provide practical and solution based advice and services in relation to: 

• corporations law and consumer credit law;
• the origination, negotiation, structuring and documentation of all forms of domestic and international finance transactions;
• debt finance, security documentation, standard documentation, joint ventures, project finance, secured finance, equity participation, syndicate facilities, hire purchase, leasing, aircraft financing / leasing;
• corporate and structured finance;
• due diligence, funds management, off-balance-sheet financing, tax and stamp duty effective structures, asset sales, securitisation, mortgage origination and management, treasury products and reconstruction; and
• default recovery services including debt recovery, negotiated settlements, mediation, corporate and personal insolvency advice, litigation in all courts and tribunals.

industry experience

Our capability is best demonstrated by our transaction experience, recent examples of which include: 

• acting for a syndicate of banks in relation to a syndicated loan facility;
• acting for an Australian bank in relation to the financing of a managed investment scheme holding social infrastructure property investments;
• acting for an Australian bank on the financing of an acquisition by a listed company in the telecommunications sector; and
• acting for the Australian subsidiaries of a Canadian mining company on the financing of the corporate group.